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Promouvoir l’inclusion financière des femmes en Afrique : le Cameroun, la RDC et le Sénégal

Ce projet aidera à promouvoir des mesures qui amélioreront l’accès des Africaines aux établissements de financement officiels. Soixante­dix pour cent des Africaines n’ont pas accès à des services financiers tels qu’un compte d’épargne ou de chèque, des prêts, du crédit et d’autres services institutionnels. Au Cameroun, en République démocratique du Congé et au Sénégal, moins de 10 % ont un compte bancaire dans un établissement financier officiel. On en sait peu sur les difficultés et obstacles d’accès à la finance que rencontrent les Africaines et en quoi ceux­ci diffèrent de l’expérience des hommes et de quelle manière les politiques et les règlements peuvent améliorer cet accès.

Ce projet aidera à intégrer plus de femmes dans le système financier officiel au moyen d’options de politique pour les pays d’Afrique francophone, particulièrement le Cameroun, le Sénégal et la République démocratique du Congo. Il permettra de produire des données probantes afin d’aider les établissements financiers, autorités de réglementation et responsables des politiques à promouvoir l’accès des femmes aux services financiers. Il examinera le contexte de la réglementation, des lois et des politiques afin de déterminer les changements nécessaires pour favoriser l’inclusion financière des femmes et d’aider les établissements financiers à adopter des approches adaptées aux femmes, en tant que segment de marché distinct. Le projet promouvra en outre le leadership des femmes dans le secteur financier en Afrique francophone.

No projet
108373
État du projet
Terminé
Date de fin
Durée
24 months
Agent(e) responsable du crdi
Flaubert Mbiekop
Financement total
CA$ 512,800.00
Emplacement
Cameroun
République démocratique du Congo
Sénégal
Programmes
Économies durables et inclusives
Emploi et croissance
Pays de l’institution
South Africa
Chargé(e) de projet
Nomsa Daniels
Institution
New Faces New Voices

Résultats

Advancing women's financial inclusion francophone Africa: Cameroon, the DRC and Senegal

Advancing women's financial inclusion francophone Africa: Cameroon, the DRC and Senegal

Report

Most finance service providers are actively adopting technology to improve services, but not necessarily their outreach. A key factor identified as a constraint to women’s financial inclusion in all 3 countries (Cameroon, the DRC and Senegal) is that women continue to have fewer legal rights in terms of access and control of assets/ creation of bank accounts. As well, the prevalence of child marriage is a very limiting factor. Barriers to financial inclusion are rooted in women’s status in society, gender inequalities and social norms. National policies on gender equality are a positive step but efforts to promote financial inclusion need to address social norms and related legislation.

Auteur ou autrice(s) : New Faces New Voices

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Langage : Anglais

Women's financial inclusion in the Democratic Republic of Congo : final report

Women's financial inclusion in the Democratic Republic of Congo : final report

Report

Comparing DRC’s financial service providers with the best practice model developed by Women’s World Banking, shows that the DRC has a long way to go. Early marriage and pregnancy are common and constitute a barrier to women’s economic empowerment. The Financial Inclusion RoadMap can play an important part in advancing progress, if implemented fully. The RoadMap however makes little mention of women’s financial inclusion. The banking sector is heavily concentrated in the capital city, Kinshasa. There is widespread distrust of the banks, due to the restructuring conducted in the early part of the century. The most trusted financial institutions are money transfer operators.

Auteur ou autrice(s) : New Faces New Voices

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Langage : Anglais

Women’s financial inclusion in Senegal : final report

Women’s financial inclusion in Senegal : final report

Report

This report is part of a three country study covering Cameroon, the Democratic Republic of the Congo (DRC) and Senegal. It explores the state of women’s financial inclusion in Francophone countries. The paper presents the environment in which women’s financial inclusion takes place in Senegal; provides information about women’s access to financial services; and assesses the readiness of the financial sector to better serve women. Digital financial services (DFS) are a key driver of the expansion in the use of financial services: mobile money issued by the mobile money operators, as well as digital services provided by banks, MFIs and money transfer operators.

Auteur ou autrice(s) : New Faces New Voices

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Langage : Anglais

Women's financial inclusion in Cameroon : final report

Women's financial inclusion in Cameroon : final report

Report

This in-depth paper presents the environment in which women’s financial inclusion takes place in Cameroon; provides information about access to and quality of financial services; and assesses the readiness of the financial sector to better serve women. In Cameroon, principal financial services are dominated by remittances and informal savings. The position of women is weak. Though there is a National Gender Equality Policy, this doesn’t extend to economic empowerment. Customary law limits access to and control of assets. However, research demonstrates that women’s financial inclusion promotes greater equality and societal well-being; women channel a large share to children’s nutrition, clothing, health and education.

Auteur ou autrice(s) : New Faces New Voices

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Langage : Anglais

Advancing women financial inclusion in African francophone countries : Cameroun

Advancing women financial inclusion in African francophone countries : Cameroun

Rapports

Auteur ou autrice(s) :

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Langage : French