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Améliorer la productivité agricole grâce à l’imagerie des satellites afin de mettre à l’échelle l’assurance-récolte (CultivAF2)

Les moyens de subsistance de millions de petits exploitants agricoles dans les pays en développement sont menacés en raison des événements météorologiques extrêmes, tels que les sécheresses et les inondations. On prévoit que les risques augmenteront considérablement en raison des changements climatiques, et la prévision de pertes possibles décourage les agriculteurs de faire des investissements favorisant la productivité.

L’assurance agricole, complétée par d’autres pratiques de réduction des risques, peut être une approche durable pour stimuler les investissements dans les petits exploitants agricoles qui amélioreront leur résilience et leur productivité. L’assurance-récolte protège les agriculteurs contre les risques financiers posés par les événements météorologiques extrêmes et a été largement préconisée comme un outil pour aider les ménages d’agriculteurs à éviter les pièges de la pauvreté et à investir dans l’agriculture à forte productivité adaptée aux changements climatiques.

Le nombre de régimes d’assurance qui ciblent les petits exploitants est limité en raison de la surveillance élevée et des coûts de vérification liés aux assurances traditionnelles; de la faible demande d’assurance indexée (conçue pour éliminer la nécessité de vérifier les pertes) qui est principalement attribuable à la méfiance et aux risques de base (c.-à-d. la corrélation imparfaite entre les pertes des agriculteurs et les prestations d’assurance); et le fait que les produits d’assurance négligent souvent les options complémentaires de gestion des risques comme les cultivars résistant à la sécheresse et l’irrigation.

Ce projet vise à résoudre ces problèmes grâce à une assurance basée sur des photos et adaptée aux changements climatiques, qui utilise des images de satellites et de téléphones cellulaires pour vérifier les pertes, observer les pratiques de gestion, et promouvoir l’adoption de technologies résilientes et favorisant la productivité au moyen d’avis et d’assurances combinées. Les photos au sol prises par les agriculteurs aideront à réduire les coûts de surveillance, à minimiser les risques de base et à créer des synergies avec les technologies de résilience adaptées aux changements climatiques.

Le projet est financé dans le cadre de la deuxième phase du fonds Cultiver l’avenir de l’Afrique (CultivAf2), programme conjoint du CRDI et de l’Australian International Food Security Research Centre, qui est une composante de l’Australian Centre for International Agricultural Research. CultivAf finance des travaux de recherche visant à accroître la sécurité alimentaire à long terme en Afrique de l’Est et en Afrique australe.

No projet
109076
État du projet
Actif
Durée
42 months
Agent(e) responsable du crdi
Mercy Rurii
Financement total
CA$ 1,695,600.00
Emplacement
Kenya
Programmes
Systèmes alimentaires résilients au climat
Cultiver l’avenir de l’Afrique 
Pays de l’institution
Kenya
Chargé(e) de projet
Benjamin Kivuva
Institution
Kenya Agricultural & Livestock Research Organization
Pays de l’institution
Kenya
Chargé(e) de projet
Lilian Waithaka
Institution
Agriculture and Climate Risk Enterprise Limited

Résultats

Gender-inclusive, -responsive, and -transformative agricultural insurance : a literature review

Gender-inclusive, -responsive, and -transformative agricultural insurance : a literature review

Article

In many low-income countries, agricultural producers face significant climate-related risks that undermine the resilience of their production and food supply systems. Agricultural insurance can help mitigate some of these risks, enabling farmers to increase farm investments, incomes, and food and nutritional security. This paper conducts a literature review to evaluate the extent to which agricultural insurance is gender-inclusive and gender-responsive (i.e., reaches and benefits both women and men), and whether there is potential for such insurance to empower women or even become gender-transformative. We find that existing agricultural insurance products are designed and delivered in ways that limit reach and benefits of insurance for women. Empirical research has focused less on the question whether insurance empowers women, let alone whether it has a transformative effect by changing institutional norms that perpetuate gender inequities. We present a case study of a crop insurance program in Kenya to discuss how agricultural insurance, if adequately designed, can have stronger impacts on gender-related outcomes. Empirically testing these approaches to agricultural insurance design is a key priority for future research.

Auteur ou autrice(s) : Timu, Anne G., Kramer, Berber

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Langage : Anglais

Climate-smart crop insurance to promote adoption of stress-tolerant seeds :  midterm findings from a cluster randomized trial

Climate-smart crop insurance to promote adoption of stress-tolerant seeds : midterm findings from a cluster randomized trial

Brief

Too often, smallholder farmers suffer severe financial consequences from extreme weather events, pests, and disease; and climate change will increase the frequency at which natural hazards occur. This project note describes the findings from a research program in Kenya that aims to design, implement, and evaluate more complete risk management solutions; in particular, a solution that promotes stress-tolerant crops and varieties using an innovative picture-based crop insurance (PBI) product. The note first describes this intervention and the study designed to measure its impacts, followed by an overview of key findings at midline. This will include insights on the scalability of picture-based claims settlement, opportunities for more gender-responsive program design, and demand for the insurance product. We conclude by describing key challenges faced whilst implementing these solutions and providing an outlook for the future.

Auteur ou autrice(s) : Cecchi, Francesco, Chegeh, Joseph, Aredo, Samson Dejene, Kivuva, Benjamin, Kramer, Berber, Waithaka, Lilian, Waweru, Carol

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Langage : Anglais

A new model for inclusive seed delivery : lessons from a pilot study in Kenya - leveraging champion farmers’ entrepreneurial know-how to reach the last mile

A new model for inclusive seed delivery : lessons from a pilot study in Kenya - leveraging champion farmers’ entrepreneurial know-how to reach the last mile

Brief

Climate change has exacerbated the frequency and severity of extreme weather events affecting the livelihoods of millions of smallholder farmers across Sub-Saharan Africa. The formal seed sector is an important entry point to help farmers better manage these risks, as it provides access to high-quality certified seeds of improved stress-tolerant varieties. The challenge, however, is that the formal market is not always inclusive and is more accessible to middle- or largescale (and often male) farmers. Smaller farmers (often female) are more likely to obtain seeds from informal sources. This creates social inequities in distribution channels for quality seeds. ACRE Africa provides agricultural insurance products as part of a wholistic integrated risk management approach, with the aim of de-risking the farmer at all stages of production. ACRE engages champion farmers in their activities as part of their efforts to increase farmers’ access to quality seeds, and to diversify champion farmer revenue streams. Using their social networks, champions can form a bridge between informal, semi-formal and formal systems, providing both women and men with better access to quality seeds.

Auteur ou autrice(s) : Kramer, Berber, Waweru, Carol, Waithaka, Lilian, Waithaka, Jean, Chegeh, Joseph, Chegeh, Benjamin, Chegeh, Francesco

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Langage : Anglais

Edutainment, gender and intra-household decision-making in agriculture : a field experiment in Kenya

Edutainment, gender and intra-household decision-making in agriculture : a field experiment in Kenya

Brief

This project note describes a field experiment evaluating the use of gender edutainment to increase smallholder farmers’ awareness of existing gender biases, the repercussions of intimate partner violence for creating an open space to share knowledge and insights within the household, and the importance of intrahousehold joint decision-making to help close gender (social) gaps. The experiment was implemented in the context of an agricultural risk management program in Kenya that aims to increase smallholder households’ resilience in the face of climate change.

Auteur ou autrice(s) : Aju, Stellamaris, Kramer, Berber, Waithaka, Lilian

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Langage : Anglais

Championing gender in agricultural services in Kenya

Championing gender in agricultural services in Kenya

Study

Agricultural services are fundamental to driving agricultural development. In designing these services, it is critical to consider gender roles from the outset to identify effective pathways for change and to avoid exacerbating gender inequality. In this project note, we analyze the functioning of this champion farmer model using a case study in Kenya. We seek to assess gender-based barriers that champion farmers may face in providing agricultural services. Specifically, the case study provides insights into opportunities that drive champion farmers to start their entrepreneurial activities to deliver agricultural services, the barriers that they face in carrying out these activities, and the extent to which farmers in their communities see them as social influencers.

Auteur ou autrice(s) : Kramer, Berber, Bikketi, Edward, Gumucio, Tatiana, Cecchi, Francesco, Waithaka, Lilian, Waweru, Carol

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Langage : Anglais

Improving agricultural productivity and resilience with satellite and cellphone imagery to scale climate-smart crop insurance

Improving agricultural productivity and resilience with satellite and cellphone imagery to scale climate-smart crop insurance

Report

Auteur ou autrice(s) : Kramer, Berber

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Langage : Anglais

L’imagerie des satellites et des téléphones cellulaires augmente l’assurance-récolte adaptée aux changements climatiques au Kenya

L’imagerie des satellites et des téléphones cellulaires augmente l’assurance-récolte adaptée aux changements climatiques au Kenya

Dossiers

Auteur ou autrice(s) : Wrenmedia

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Langage : French

Satellite and cellphone imagery
increases climate-smart crop
insurance in Kenya

Satellite and cellphone imagery
increases climate-smart crop
insurance in Kenya

Brief

Researchers will use satellite and cellphone imagery to verify crop losses due to extreme weather events, observe management practices and engage with farmers, and rigorously evaluate the demand for, and impacts of insurance packages. The project expects to train 45,000 farmers on the benefits of climate-smart risk management strategies, of which a third are expected to adopt the technology. Climate change is expected to exacerbate farmers’ vulnerability to extreme weather. The anticipation of possible losses discourages farmers from making productivity-enhancing investments, trapping them in low-risk yet low-return agriculture.

Auteur ou autrice(s) : Wrenmedia

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Langage : Anglais