To be truly transformative, climate adaptation research cannot only aim to help communities adapt to the challenges of a changing climate – it must also change who has the agency to decide how to do so.
For example, floods reach Ghana’s White Volta Basin each year from Burkina Faso. There, along with droughts, they jeopardize the well-being of communities that depend on rainfed farming. And while these community members hold valuable Indigenous knowledge about resilient farming practices, they often lack decision-making power and have limited access to timely farming inputs, compounded by the challenges of chronic poverty. Women are also particularly affected — including those experiencing further marginalization due to intersecting identities like ethnicity, age or marital status — due to limited land ownership, heavy work burdens and deeply entrenched norms that restrict their inclusion in decision-making and mobility.
But the PALM-TREEs project, supported by the United Kingdom’s Foreign, Commonwealth and Development Office (FCDO) and IDRC through the Climate Adaptation and Resilience (CLARE) programme, is changing this. Researchers have worked closely with communities to increase the number and sustainability of village savings and loans associations, which can be used to request short-term loans to invest in farming inputs, small businesses or household needs. With active leadership from women, 37 of these associations now exist across nine communities, empowering over 1,000 members — more than 75% of whom are women — to save, access credit, and invest in climate-smart agriculture and alternative livelihoods.